SKM CO-OPERATIVE LIMITED

Serving with integrity, guided by Islamic principles

SKML is proud to be the only Indian Muslim organisation in Singapore with its own financial services arm — SKM Co-Operative Limited. Established in 1948 by visionary pioneers, the Co-Op was created to provide essential financial support to our community, including deposit schemes and small loans.

Today, we continue that legacy with renewed energy and exciting plans. Our revitalised Co-Op is working to introduce innovative savings programs and accessible micro-loans tailored to the needs of our members — from families to small business owners.

Empowering Our Community Since 1948

How it Works

  • Shariah Compliance

    We commit all financial services are structured to avoid riba (interest) and uphold fairness, transparency, and ethical responsibility.

  • Community Empowerment

    We exist to serve — not profit from — our members. Every initiative is designed to uplift individuals and families within our community.

  • Trust & Accountability

    Members of SKML are not only beneficiaries of our programs—they are also valued stakeholders in our shared journey. Together, we uphold a spirit of mutual responsibility.

Interested in joining SKM Co-Operative or learning more about our financial services? Fill out the form below and our team will get in touch with you shortly.

Enquire Now!

Frequently Asked Questions

  • Members of the Indian Muslim community in Singapore are welcome to join and benefit from our services.

  • We offer savings schemes and small community-based loans, with more programs in development.

  • Yes. All services are designed to align with Islamic values, including fairness, transparency, and avoiding riba.

  • You can email us or submit the enquiry form in our website.