
SINGAPORE KADAYANALLUR MUSLIM
CO-OPERATIVE LIMITED (SKM CO-OP)
Empowering Generations, Enriching Communities
About Singapore Kadayanallur Muslim Co-Operative Limited
SKML is the only Indian Muslim organisation in Singapore with its own financial services arm — Singapore Kadayanallur Muslim Co-Operative Limited.
Established in 1948 by visionary pioneers, the Co-Op was founded to provide essential financial support to the community, including deposit schemes and small loans. This reflects the foresight and commitment of its early leadership, who sought to empower the community at a time when formal banking services were scarcely available in the early 20th century.
Today, we carry that legacy forward with renewed energy and ambitious plans. The revitalised Co-Op is introducing innovative savings programmes and accessible micro-loans tailored to the evolving needs of our members — from families to micro-business owners.
Empowering Our Community Since 1948
How it Works
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Member Centric Service
We offer loans with flexible and affordable repayment plans, customised to meet the unique needs of each member.
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Community Empowerment
We exist to serve — not profit from — our members. Every initiative is designed to uplift individuals and families within our community.
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Trust & Accountability
Members of SKML are not only beneficiaries of our programs—they are also valued stakeholders in our shared journey. Together, we uphold a spirit of mutual responsibility.
Interested in joining SKM Co-Operative or learning more about our financial services? Fill out the form below and our team will get in touch with you shortly.
Enquire Now!
Frequently Asked Questions
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Members of the Indian Muslim community in Singapore are welcome to join and benefit from our services.
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We offer savings schemes and small community-based loans, with more programs in development.
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You can email us or submit the enquiry form in our website.